Privacy Policy

Thank you for visiting [JourneyWithVRD.COM].

TERMS & DISCLAIMERS
Journey with VRD LLC
Effective date: August 11, 2026 · Last updated: August 11, 2026

we believe in radical honesty, so here it is in plain language before the formal terms below.

• this is coaching. we're coaches, cheerleaders, and community builders — not your therapist, doctor, financial advisor, or lawyer. our work never replaces licensed professional care.

• your results are yours. we will never promise you a specific income, client, or outcome. what you create depends on you — your effort, your circumstances, your choices. the stories and testimonials we share are real, and they are individual experiences, not guarantees.

• invest at your edge, not past your cliff. bold moves are our love language — and every investment you make, in our programs or anywhere else, should be one you can genuinely carry. never spend money you cannot afford in the name of a manifestation.

• we protect the container. our calls, voice notes, and community spaces are recorded and shared inside the container so no one misses the magic. what's shared in our world stays in our world.

• our work is our work. everything we create — frameworks, recordings, prompts, materials — is ours and is for your personal use, not for teaching, resale, or reproduction.

by purchasing, subscribing, or participating in anything we offer, you're agreeing to everything on this page. the formal version follows.

1. WHO WE ARE & WHAT THESE TERMS COVER

These Terms & Disclaimers ("Terms") are an agreement between you and Journey with VRD LLC, a New York limited liability company ("the Company," "we," "us"). They govern your use of our website(s) and your purchase of or participation in our programs, memberships, events, and content, including but not limited to: In AWE, Rich Girl Empire, the Elite Secret Society, masterclasses, workshops, book clubs, community meetups, free calls and trainings, the Rich Girl Empire podcast, and related digital content (collectively, the "Services").

Where you have signed a separate agreement with us — such as a Client Coach Agreement for private coaching or a retreat registration and waiver — that agreement controls for that service, and these Terms fill in anything it does not address.

By purchasing, subscribing, registering, checking the acceptance box at checkout, or participating in any Service, you accept these Terms.

2. NATURE OF OUR SERVICES — COACHING, NOT PROFESSIONAL ADVICE

Our Services are personal development, mindset, manifestation, and business coaching, education, and community. They are provided for informational, educational, and motivational purposes only.

We are not licensed therapists, psychologists, physicians, dietitians, attorneys, accountants, or financial advisors, and nothing in our Services constitutes medical, mental health, legal, tax, or financial advice. Our Services are not therapy and are not a substitute for professional diagnosis, treatment, or advice. Always consult a qualified professional for decisions concerning your health, mental health, finances, taxes, or legal matters, and never disregard or delay professional care because of something you heard or read in our Services.

References to energy, frequency, alignment, manifestation, and similar concepts describe our coaching philosophy and personal experience. They are not scientific or medical claims.

3. NO GUARANTEES; EARNINGS & RESULTS DISCLAIMER

We make no representations, warranties, or guarantees of any kind regarding the results you may achieve, including any level of income, revenue, clients, business growth, or personal transformation. Your results depend on many factors within and outside your control, including your background, effort, consistency, market conditions, and circumstances. Any examples of results — whether ours or our clients' — are illustrations of what is possible for some people, not a promise of what will happen for you.

Testimonials, client stories, and case studies shared on our website, social media, podcast, or inside our programs reflect the genuine, individual experiences of the people who shared them. They are not typical, are not verified representations of average outcomes, and should not be relied on as a prediction of your own results.

4. YOUR DECISIONS & PERSONAL RESPONSIBILITY

You are solely responsible for your decisions and actions, including all financial, business, health, and relationship decisions you make during or after participating in our Services. Coaching may encourage bold action; the decision to act — and the judgment of what you can responsibly take on — always remains yours.

Please make financial commitments — including purchases of our own programs — only within your actual means. We encourage investment in yourself; we do not encourage taking on debt or spending money you cannot afford. If you are experiencing financial hardship, please speak with a qualified financial professional before making significant purchases of any kind.

5. RECORDINGS, COMMUNITY SPACES & CONFIDENTIALITY

Group calls, workshops, masterclasses, voice notes, and community sessions may be recorded (audio, video, and chat) and shared with current and future participants of the relevant program as replays or program content. By participating, you consent to being recorded and to our use of those recordings within our Services. If you prefer not to appear, you may keep your camera off, remain muted, and use the chat, or contact us in advance.

Our communities work because they are safe. You agree to keep confidential the personal information and stories other members share inside our programs, and not to share recordings, screenshots, or member content outside the container. We likewise ask that you not share other people's private information during calls or in community spaces.

Marketing use of recordings or testimonials beyond program replays (for example, on our public social media) will only occur [with your separate consent / as described in our media release].

6. INTELLECTUAL PROPERTY

All content and materials we provide — including frameworks, methods, workbooks, journal prompts, recordings, voice notes, scripts, graphics, and course materials, and including How To Do Business with The Universe® and the 5 Dimensions to Your Ascension framework — are the intellectual property of Journey with VRD LLC and are protected by copyright, trademark, and other laws.

Your purchase grants you a personal, non-transferable, non-commercial license to use the materials for your own development. You may not copy, share, resell, distribute, record, teach from, or create derivative works from our materials, or use our trademarks, without our prior written permission.

7. PAYMENTS, SUBSCRIPTIONS & REFUNDS

Prices are stated at checkout in U.S. dollars. Recurring memberships (including In AWE) renew automatically on the billing cycle stated at checkout until you cancel. You may cancel anytime via [your ThriveCart customer portal / by emailing us at manifest@journeywithvrd.com; cancellation stops future billing and takes effect at the end of the current billing period.

Refund policy: All sales are final due to the digital and immediate-access nature of our Services, except where required by law," or a defined refund window per offer.

If a payment fails or a chargeback is initiated without first contacting us to resolve the issue in good faith, we may suspend access to the relevant Service.

8. GIVEAWAYS & PROMOTIONS

From time to time we run giveaways and contests inside our programs and on social media. Unless otherwise stated for a specific promotion: no purchase beyond program membership is necessary to enter; eligibility, entry method, judging criteria, and prizes will be announced at the time of the promotion; winners are selected [by the Company in its discretion / at random]; prizes are non-transferable, have no cash value, and cannot be exchanged; and promotions are void where prohibited. Social media platforms do not sponsor, endorse, or administer our promotions.

9. SPONSORS, AFFILIATES & THIRD-PARTY CONTENT

Our podcast and Services may include sponsored content, advertisements, or affiliate links, which we will identify as such. We may earn compensation from sponsors or affiliate purchases. Sponsored products and third-party websites are the responsibility of those third parties; we do not endorse or guarantee them, and your dealings with them are between you and the third party.

10. EVENTS, RETREATS & PHYSICAL ACTIVITY

In-person events, meetups, and retreats involve inherent risks, and some (including retreat activities such as hiking) involve physical activity. Participation in any physical activity is voluntary and at your own risk, and you are responsible for knowing your own physical limitations and consulting your physician as appropriate. Retreat participants will also be asked to sign a separate registration agreement and liability waiver, which governs those events.

11. ASSUMPTION OF RISK; LIMITATION OF LIABILITY

To the fullest extent permitted by law: you assume all risk arising from your use of the Services and your reliance on any content; the Services are provided "as is" without warranties of any kind; and the Company, its owner, employees, and contractors will not be liable for any indirect, incidental, consequential, special, or punitive damages, or for lost profits or revenues, arising out of or relating to the Services. Our total liability for any claim relating to the Services will not exceed the amount you paid us for the specific Service giving rise to the claim in the [six (6)] months before the claim arose. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

12. GOVERNING LAW & DISPUTE RESOLUTION

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles — consistent with our Client Coach Agreement. Before filing any claim, you agree to contact us at [EMAIL] and attempt in good faith to resolve the dispute informally for at least thirty (30) days. [CONFIRM WITH ATTORNEY: binding arbitration in New York County / exclusive jurisdiction and venue in the state and federal courts located in New York County, New York — match your Client Coach Agreement.]

13. COMMUNITY CONDUCT

We reserve the right to remove any participant from a program, call, or community space — without refund, where consistent with our refund policy — for conduct that is abusive, harassing, discriminatory, or disruptive to the container, or that violates these Terms, including breaches of member confidentiality.

14. PRIVACY

Our collection and use of your personal information is described in our Privacy Policy:

we keep this simple because we respect you.

• we collect what you give us — your name, email, and payment details when you buy, subscribe, or join our list — plus basic website data like most sites collect.

• we use it to run our programs, deliver what you purchased, send you emails you signed up for, and improve what we create.

• we never sell your personal information. ever.

• we share it only with the tools that run our business (payment processors, email platforms, community apps) and only as needed to serve you.

• you can unsubscribe, ask what we have, or ask us to delete it anytime by emailing [EMAIL].

the formal version follows.

1. WHO WE ARE

This Privacy Policy describes how Journey with VRD LLC, a New York limited liability company ("the Company," "we," "us"), collects, uses, and shares personal information when you visit our website(s), purchase or participate in our programs, memberships, events, and content — including In AWE, Rich Girl Empire, the Elite Secret Society, masterclasses, retreats, and the Rich Girl Empire podcast (collectively, the "Services") — or otherwise interact with us.

By using our Services, you agree to this Privacy Policy. This Policy should be read together with our Terms & Disclaimers.

2. INFORMATION WE COLLECT

Information you provide directly:
• Contact information — name, email address, phone number, and mailing address when you subscribe to our email list, purchase a program, register for an event, or contact us.
• Payment information — when you make a purchase, your payment details are collected and processed by our payment processors ([ThriveCart / Stripe / PayPal ). We do not store your full card number on our systems.
• Account and program information — information you provide when joining our programs, such as intake or onboarding responses, coaching questionnaires, and goals you choose to share.
• Content you create — messages, questions, and posts in our community spaces (such as Telegram or program chat groups), comments during live calls, and anything you choose to share on recorded sessions.
• Event and retreat information — registration details and, for retreats, health and fitness representations you provide in connection with waivers.
• Communications — emails, DMs, and messages you send us.

Information collected automatically:
• Website usage data — our website is hosted on Wix, which (like most website platforms) automatically collects device information, IP address, browser type, pages visited, and similar analytics data through cookies and similar technologies.
• Marketing and analytics tools — we may use analytics and advertising tools such as [Wix Analytics / Google Analytics / Meta (Facebook/Instagram) that collect data about how you interact with our site and ads.

Information from third parties:
• Social media — if you interact with us on Instagram or other platforms, we receive the information those platforms make available (such as your handle and public profile).
• Referrals and partners — if you're referred by a partner, affiliate, or event host (such as a speaking engagement), we may receive your name and contact information from them.

3. HOW WE USE YOUR INFORMATION

We use personal information to:
• Provide the Services — deliver programs and content you purchased, manage your membership and billing, host calls and communities, and provide replays and materials.
• Communicate with you — send purchase confirmations, program logistics, login details, and customer support responses.
• Send marketing — deliver our email newsletters, offers, and announcements if you've subscribed or purchased from us. Every marketing email includes an unsubscribe link, and unsubscribing never affects program emails you need as a paying member.
• Run events and giveaways — administer registrations, contests, and promotions.
• Improve our Services — understand what content and programs serve our community best.
• Protect our business — prevent fraud, enforce our Terms, comply with legal obligations, and establish or defend legal claims.

We do not use your program intake information, coaching disclosures, or community posts for marketing without your separate consent.

4. HOW WE SHARE INFORMATION

We never sell your personal information, and we do not share it with third parties for their own marketing.

We share information only with:
• Service providers that run our business — including website hosting (Wix), checkout and payment processing ([ThriveCart / Stripe / PayPal]), email marketing platforms ([your email platform — e.g., Flodesk / ConvertKit / Mailchimp]), scheduling tools, community platforms ([Telegram / your membership portal]), video conferencing (Zoom), and podcast hosting. These providers may access personal information only as needed to perform their services for us.
• Program participants — if you appear on a recorded group call or post in a community space, other members of that program will see your participation, as described in our Terms & Disclaimers.
• Sponsors and partners — we may share aggregate, non-identifying audience statistics (such as download counts or audience size) with podcast sponsors. We do not share your individual contact information with sponsors without your consent.
• Professional advisors — attorneys, accountants, and insurers as needed to run the Company.
• Legal requirements — when required by law, subpoena, or legal process, or to protect the rights, safety, or property of the Company, our members, or others.
• Business transfers — if the Company is ever involved in a merger, acquisition, or sale of assets, personal information may transfer as part of that transaction, subject to this Policy.

5. COOKIES & TRACKING

Our website uses cookies and similar technologies for site functionality, analytics, and marketing. You can control cookies through your browser settings, and where required, through the cookie banner on our site. Disabling cookies may affect site functionality.

6. EMAIL MARKETING

If you join our email list or purchase from us, we may send you marketing emails. You can unsubscribe at any time using the link in any marketing email or by contacting us at manifest@journeywithvrd.com. We comply with the CAN-SPAM Act: we identify ourselves in our emails, include our mailing address, and honor opt-outs promptly.

7. YOUR RIGHTS & CHOICES

Depending on where you live, you may have rights regarding your personal information, which may include the right to:
• Know what personal information we have about you and request a copy;
• Correct inaccurate information;
• Delete your personal information;
• Opt out of marketing communications;
• Not be discriminated against for exercising these rights.

To exercise any of these rights, email us at manifest@journeywithvrd.com with your request. We will verify your identity and respond within the timeframe required by applicable law. If you are located in a jurisdiction with specific privacy laws (such as California, Colorado, Virginia, or the European Union / UK), we will honor the rights available to you under those laws.

Note: deleting your information may end our ability to provide you with program access, replays, or membership benefits.

8. DATA RETENTION

We keep personal information for as long as needed to provide the Services, comply with legal and tax obligations, resolve disputes, and enforce our agreements. Program recordings that include your participation may be retained as program content as described in our Terms & Disclaimers. When information is no longer needed, we delete or de-identify it.

9. SECURITY

We use reasonable administrative, technical, and organizational safeguards to protect personal information, and we rely on the security measures of the established platforms we use (such as Wix, ThriveCart, and our payment processors). However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

10. CHILDREN'S PRIVACY

Our Services are designed for adults. We do not knowingly collect personal information from children under 13 (or under 16 where a higher age applies), and our programs are not directed to minors. If you believe a child has provided us personal information, contact us at manifest@journeywithvrd.com and we will delete it.

11. INTERNATIONAL VISITORS

We are based in the United States, and your information is processed in the United States. If you access our Services from outside the U.S., you understand that your information will be transferred to and processed in the U.S., where privacy laws may differ from those in your location.

12. LINKS TO OTHER SITES

Our Services may link to third-party websites, checkout pages, communities, and social platforms. Those third parties have their own privacy practices, which we do not control. Review their policies before providing information.

13. CHANGES TO THIS POLICY

We may update this Privacy Policy from time to time. The "Last updated" date above reflects the current version. Material changes will be posted on this page, and your continued use of the Services after changes constitutes acceptance.

14. CONTACT US

Questions or requests about this Privacy Policy or your personal information:

Journey with VRD LLC

manifest@journeywithvrd.com

15. CHANGES TO THESE TERMS & HOW TO REACH US

We may update these Terms from time to time; the "Last updated" date above reflects the current version, and continued use of the Services after changes constitutes acceptance. Questions? Contact Journey with VRD LLC at manifest@journeywithvrd.com.

Privacy Policy

Terms, Disclaimers & Conditions